Apply for a loan, No upfront fees

At Guruloans, we’re on a big mission to help you get on in life by making finance clearer and easier to understand.
 Credit bureau score normally  ranges between 0 to 740.
We also know that taking out credit can be very confusing. That’s why we make our offers esier to understand, making choosing loan a little easier for you.

How is my credit score calculated?

Your credit score is based on what’s in your credit report, a record of how you’ve handled credit up untill that moment, as well as other several factors. If your report shows you’ve managed your credit well, for example, you're on time and not missing payments, your credit score is likely to be high. If it shows you’ve made late payments, defaulted, or applied for a lot of credit in a short amount of time, your credit score might be lower.

Why should I check my credit score?

Contacting Guruloans to check your credit score means you can take steps to improve it. This means you’re more likely to be accepted by Guruloans for your next loan and get a wider range of deals. But there are two other great benefits to checking your score with us.

You can:

We will correct mistakes on your report
Sometimes credit reference agencies have wrong information about you, which can harm your credit score. We can easily fix any mistakes so you’re in the best position when you apply for credit.

Make sure nobody has stolen your identity.
Your report shows you if any fraudsters have opened up cards or loans in your name. If they have, you can contact your lenders and the authorities.