About

Guru loans provides instant and sameday flexible long/short-term loans for consumers throughout South Africa. We have helped clients achieve the financial freedom they really need, and because of our customer service and quick and easy online approach, they love working with us.At Guru loans, we help you take control of your finances. With our transparent easy online application, you can apply for a loan within minutes! Once your loan is approved, we will pay the loans directly into your bank account within 24 hours. For your convenience, we can pay your loan amount immediately for a service fee of R57.We offer a variety of services. Guru loans is ready to support your financial journey. Our dedicated support team is expertly trained in the financial sector and is always eager to help.We take pride in our excellent customer service and always put our clients first. With our quick and easy online platform, our clients can apply for a loan 24 hours a day, 7 days a week. This allows you to choose a time that is most convenient for your schedule. Applying for a loan doesn't have to be stressful. With Guru loans, you can invest your time in your personal and financial situation while determining which loan best suits your needs.If you're looking to qualify for a loan, you will need to be employed, receive a consistent salary, and pass our credit check process. Once your income and expenses have been verified by our team, your loan will be granted within 24hrs. Having bad credit does not disqualify you from receiving our loan, however. Our team takes various factors into consideration before determining eligibility and may grant loans despite previous history. If we are confident that you will be able to repay the amount borrowed, we will happily consider your application.For more information about loans, interest, and applicable fees, please contact us or visit our homepage, here. Be sure to enter your South African ID number, agree to our terms and conditions, and receive an instant answer.

Apply for a loan, No upfront fees

Use a loan for just about anything

Loans under R4000 

All loans above R4000 

Home loans 

Vehicle finance

24 hour flexibility

You can save big on interest by repaying your short term loan earlier. Should things go wrong, we're here to help you find a solution.

We're transparent

There are no hidden fees. We make all our charges completely clear upfront before you apply.

We're committed

We lend responsibly, treat our clients fairly, and help people make sense of their money.

Our process

Select Amount 

How much you want & for how long

Complete app form

Fill in your details. The more accurate and specific your information, the better.

Loan offer

We’re all about responsible lending at Guru, so to ensure you don’t get yourself into a financial pickle our system will need to verify your information before we offer you your affordable quick loan.

Get guru loan

Majority of our Guru loans are paid out within 60 minutes!

Top Reasons Why Choose Us!

1st 

We fully digital

10K+

Consumers helped

3K+

Enqueries daily

15mn

Disbursed