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Apply for a loan, No upfront fees

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How it works

Choose a plan that suits you, give us information about yourself and receive money. It's that easy. Our three-step process means it's never been easier or faster to apply for a cash loan.

 

Step One: Choose Your Loan

 

Move the sliders and decide how much loan you want to borrow and when to repay it. You can see the total cost, including interest, of your loan in real-time. Once your cash loan has been approved, funds are paid directly into your bank account. You can apply for a loan online 24 hours a day, 7 days a week, 365 days a year. Borrow between R500 to R250 000 and achieve peace of mind that your monthly financial obligations will be met. Payment is made the same day the loan has been approved.

To find out if you qualify to get the loan, enter your South African ID number, agree to our policy terms and conditions and get an instant answer.

Our innovative online platform can quickly assess your application, perform required credit checks and transfer cash to your bank account on the same day you apply. There is no hassle, no waiting and no hidden or upfront fees. You can tailor a loan to your financial circumstances and all interest and fees are clearly stressed from the outset.

 

Step Two: Give us information about Yourself

 

After you have instantly found out if you qualify for our loan by entering your South African ID number, the rest of the process is very easy. Simply complete our easy online application form.

You'll need to provide us with your contact details, physical address and postal address along with your employer’s details and a breakdown of your income and expenses.

We will also need your bank details. This is so we can pay the money directly into your bank account and load the debit order for your repayment instalments.

 

Step Three: Receive money

 

We will verify your income before approving your loan. We will conduct financial checks to ensure that all details are accurate and correct. Once approved, all loan payments are made directly into the bank account that your salary is paid into.

It is your responsibility to make sure that the account is active and that you're able to make withdrawals. We will not grant loan payments to a third-party account. All payments will be made to an account in your name

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Non-Repayment

 

Any non-repayments will result in a R69 service fee and 5% interest charge added every month. Should you fail to make payments for two months, your account will be transferred to lawyers who will obtain judgment to blacklist you on all credit bureaus. This will affect your credit rating and will decrease your chances of getting credit from external providers in the future, inform us when you have financial challeges, we can always reconsider our terms.

 

Compliance and Privacy

 

We are fully accredited with the National Credit Regulator. We make sure that our services are 100% compliant and active. This gives our clients complete assurance and confidence in our prowess as a loan provider.

All information gathered on our website is treated with the strictest of confidence. We do not sell, trade or otherwise transfer your personally identifiable information to third parties. The only time we may release your information is to appropriately comply with the law or to protect our rights, or the rights and safety of others. No information will ever be made visible to other parties for marketing, advertising or other uses.

To learn of any interest and fees applicable on loans of different sizes, visit our homepage, here. Simply enter your South African ID number, agree to our policy terms and conditions and get an instant answer.