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Terms and rates

Minimum term: 61 days;
Maximum term: 120 days;
The terms are inclusive of all loan extensions;
Maximum annual percentage rate: 60%;
Minimum annual percentage rate: 54.75%;
Minimum approved amount: 500 ZAR;
Maximum approved amount: 4000 ZAR.

Example

You want to take your first Crediwise credit.
The amount of credit you need is 2000 ZAR for 91 days but you decide to repay within 10 days..
Interest rate for the first credit will be 0.16% per day.
The amount of the full repayment for the first loan – 2032 ZAR.

You want to take second or subsequent loan.
The amount of credit you need is 5000 ZAR.
The term is 91 days but you decide to repay within 15 days. Interest rate for the second credit will be 0.1% per day.
The amount of the full repayment – 5075 ZAR.